Posts from: For Buyers
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Navigating the journey of buying your first home can feel overwhelming. With so many factors to consider—down payments, credit scores, mortgage rates, and closing costs—it’s easy to feel lost. However, with a bit of preparation and knowledge, you can tackle the real…
Nikki Songie
Looking ahead to 2025, it’s important to know what experts are projecting for the housing market. And whether you’re thinking of buying or selling a home next year, having a clear picture of what they’re calling for can help you make the best…
Nikki Songie
Amid all the excitement for an upcoming vacation, it’s easy to forget to double-check that your home is secure and protected. In fact, according to the Department of Justice, there are 14 percent more burglaries in the summer than in the winter across the U.S. The rate of…
Nikki Songie
What is mortgage interest and how does it work?Mortgage interest is the fee you pay for borrowing money to buy a home. It’s calculated as a percentage of the loan amount and is paid over the life of the mortgage. This interest rate can be fixed or adjustable and is…
Nikki Songie
As interest rates are dropping, now may be the time to buy a house. From dreaming about your future home and what neighborhood you want to call home to touring properties and finally moving in, there’s a lot of excitement about beginning the homebuying process.…
Nikki Songie
It’s no surprise that the upcoming Presidential election might have you speculating about what’s ahead. And those unanswered thoughts can quickly spiral, causing fear and uncertainty to swirl through your mind. So, if you’ve been considering buying or selling a home…
Nikki Songie
When you’re thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if you qualify, and which home loan will work best for you. As…
Nikki Songie
If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market. And while that doesn’t make this a buyer’s market, it does mean buyers may be able to ask for a little more. So, sellers need to be ready for that…
Nikki Songie
As someone who’s thinking about buying or selling a home, you’re probably paying close attention to mortgage rates – and wondering what’s ahead.One thing that can affect mortgage rates is the Federal Funds Rate, which influences how much it…
Nikki Songie
Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening. Some say home prices are heading for a correction, but what do the facts say? Well, it helps to start by looking at what a correction means.Here’s…
Nikki Songie
Navigating the mortgage loan process can be daunting, but breaking it down into manageable steps can help. This guide will walk you through each phase of the mortgage loan process, from pre-approval to post-closing, with examples to illustrate key points.Whether you’re…
Nikki Songie
Should you buy a home now or should you wait? That’s a big question on many people’s minds today. And while what timing is right for you will depend on a lot of other personal factors, here’s something you may not have considered.If…
Nikki Songie
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